If you have ever done an online search for refinance rates quotes, then you know it can be a daunting task.  It’s hard to know which deal is the best for you when you have loan officers spewing totally different amounts for refinance closing costs as wells as points for buying down refinance rates.  A suggested course of action for a home loan borrower is to get the refinance rates and all closing and settlement fees itemized on a GFE, also known as a Good Faith Estimate.  This way, you can compare apples to apples among the various lenders and their refinance rates quotes, without being overwhelmed with verbal offers.

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